Well, well, well, it seems that the average American is not the only one living check to check. This pandemic is exposing major corporations, entrepreneurs, small business owners, real estate investors and landlords just to name a few. Within in 2 weeks of the pandemic most people were scrambling and looking for financial relief.

Many businesses had to close their doors that are not considered an essential service however, their landlords still want the rent. Cheesecake Factory was bold enough to send their landlord a letter stating they would not be making Aprils rent payment.

So, the same thing that is taught to individuals when it comes to personal finances needs to be shared with landlords and business owners as well. Always have reserves or an emergency fund of at least 6 months that is in a liquid account (checking, savings, money market) that is easily accessible.

The great news is there is a relief for business owners, multi -family property owners and individuals if only a temporary solution, something is better than nothing. A Forbes article posted yesterday suggests Americans should shelter in place until 2022.  Can you imagine? Are most of us financially prepared to shelter in that long? Can businesses stay closed? Hopefully, we will see some return to a new normal within the next 30 days or so.  Until then be sure to do your best to follow sound financial practices.

SMALL BUSINESS RELIEF & GRANTS

Red BackPack Fund
https://www.globalgiving.org/redbackpackfund/
Verizon Small Business Recovery Fund
https://www.lisc.org/…/verizon-small-business-recovery-fund/
The Doonie Fund
https://www.digitalundivided.com/dooniefund
Stimulus Check Links & Updates
https://on.mktw.net/2RCknVD
Benefits
https://twc.texas.gov/ or https://www.dshs.texas.gov/
SBA Economic Injury Disaster Loans (EIDL)
https://disasterloan.sba.gov/ela/
Shea Moisture $1 Million Dollar Relief Fund
https://www.sheamoisturefund.com/apply-1
The Alice Fund: Business For All Relief
https://businessforall.helloalice.com/about
Main Vest: The Man Street Initiative
https://mainvest.com/main-street-initiative
James Beard Independent Restaurant Relief Fund
https://www.jamesbeard.org/relief-fund-application
GoFund Me Disaster Relief
https://www.gofundme.com/small-business-relief-fundraisers
The Opportunity Fund
https://disasterloan.sba.gov/ela/
Kabbage
https://www.kabbage.com/helpsmallbusiness
Google Small Business Grant Relief
https://blog.google/…/commitment-support-small-businesses-a…
SBA Funding Programs
https://www.sba.gov/funding-programs/disaster-assistance